At the end of the year

At the end of the year, during the golden sales period, the price of international gold continued to fall. At the end of the year, the gold sales period ended. However, as the international gold price plummeted, the price of gold investment products also fell sharply last week. One thousand gold jewelry prices fell by 18 yuan per gram a week, and the lowest price of gold bars. Dropped by 20 yuan per gram, some people are increasingly desperate to "bottom the bargain." Last week, the jewelry of Hong Kong brands such as Zhou Fu and Xie Ruilin were found by the Guangzhou Administration of Industry and Commerce to have insufficient gold content. Professionals in the industry believe that the public should firstly pay great attention to their “price ratio” after selecting gold products, and then consider the cost-effectiveness. Finally, it is the comparison brand.

After the brand jewelry was depleted of gold, after a reporter visited Guangzhou Gold Market this week, it was discovered that the business of gold jewelry stores of major brands was not significantly affected. The industry believes that the purchase of gold products, of course, should pay attention to the quality of the brand, but the first thing is to compare the "price ratio."

The so-called "price ratio" is the price per unit of product price. For example, the price of Swiss gold bars sold yesterday was 1790 US dollars per ounce, 1 ounce was equal to 31.1 grams. According to yesterday’s exchange rate, 1 US dollar was equal to 6.3527 yuan. Then, the actual price of such gold bars is 1790×6.3572÷31.1=366 yuan. per gram.

The full set of price quotes for 2010 Panda gold coins that were traded on the market was $25,000 per set, with a total weight of 1.9 ounces, which translates into 25,000 yen (1.9 x 31.1) = 423 yuan per gram.

Pieces of gold jewelry can also be processed, such as a brand of K gold Necklace is 5800 yuan each, weighing 11 grams. K gold refers to the alloy jewelry with a gold content of 75%, then the price of this jewelry can be converted into: 5800 ÷ (11 x 0.75) = 703 yuan per gram.

It can be seen that the price of investment-type gold bars in the Guangzhou market is obviously cheaper, and the price is between 355 and 370 yuan per gram, which is only 5 to 20 yuan per gram higher than the spot price of the Shanghai Gold Exchange yesterday.

Similar commemorative gold bars such as the Chinese zodiac bars, converted into grams, the price more than the spot gold price of the day higher by 30 to 60 yuan per gram. Investment-type gold coins - Panda gold coins and commemorative gold bars are comparable prices.

And many thousands of gold jewelry, that is, nine gold jewelry, yesterday quoted more in the 430 ~ 450 yuan per gram interval, 80 to 100 yuan higher than the spot price of gold per gram, this does not include processing fees.

Higher than the gold jewelry price is gold chapter, that is, major companies, Gold Group issued a class of gold coin products, converted into grams of the price more than the spot price of the day more than 1 times.

Gold investment products, the highest price is the commemorative gold coins issued by the central bank, such as the Xinhai ** gold and silver coins package, Guangzhou, the first-hand price of 6200 yuan per set, the gold part is only 1/4 ounces, equivalent to 771.7 yuan per gram price.

Although long-term collection of gold coins cost-effective is not low, Guangdong Provincial Gold Corporation's Tian Pengfei believes that investment buyers who want to “bottom the bargain” should try to pick the actual price is cheaper, that is, “price than” higher varieties.

However, if members of the public are more interested in long-term collections and in search of interesting collections, they may also consider commemorating gold coins. Because the price ratio of gold coins is not as good as that of investment-type gold bars, the cost-effectiveness of investment is not necessarily bad. Gold coins are the legal currency issued by the central bank, and there are quantitative restrictions on the amount of circulation. For example, the total number of gold coins published in the tenth ounce of the Lunar New Year of the Lunar New Year just listed is only 120,000; and circulation is the most important factor determining the long-term investment value of most collections. in accordance with.

Therefore, many gold coins issued in history have a long-term value-added rate that exceeds that of other gold investment products in the same period. For example, the gold price of the Grotto series of gold coins is ten times higher than the current price of gold materials. However, due to factors such as circulation, the potential for different appreciation of gold coins varies greatly.

Recently, the unsatisfactory incidents of gold spot checks on Saturdays and Saturdays and Fridays have been widely reported. The brand issues also need to be paid attention to by everyone. In general, the credibility of the products of large shopping mall brand jewelry counters should be relatively good, and some of the gold shops opened in the suburbs of the roadside and supermarket rental floors, the credibility is not so sure.

Market hotspots The sales of gold coins during the Year of the Dragon have been “not at the end”. Although the price of gold has fallen, it is not possible to read every type of gold product. According to Dongshan Department Store, their Dragon Year series has not yet been listed, and more than one-third of products have already been booked in advance by old customers. Under this grand event, unless the international price of gold plunged by a few hundred dollars, businesses will definitely not drastically reduce prices. At the end of the year, the sales period has already reached. The vast majority of gold jewellery will not follow the international gold prices. Therefore, sensible citizens should buy gold bars and paper gold that are more reasonable than investment materials, and should not stick to the pursuit of new products.